Flood Insurance

Colorado's natural beauty is undeniable, but its susceptibility to flooding is also a grim reality for many residents. At Affordable Insurance, we offer flood insurance to help Coloradans secure their homes and cherished belongings from the unpredictable damages caused by flooding.

Understanding Colorado Flood Zones and Snowmelt

Colorado's diverse terrain means certain areas, or flood zones, may be more prone to flooding. Furthermore, the yearly snowmelt can increase the chances of sudden floods. Our flood insurance coverage offers peace of mind during these potentially dangerous periods, providing crucial financial protection that standard home insurance policies often do not.

What Flood Insurance in Colorado Generally Does Not Cover

While our flood insurance offers substantial protection, certain exclusions apply. Damage caused by the following is typically not covered:

• The homeowner could have avoided Moisture or mold/mildew damage.
• Property and belongings outside of the insured building such as trees, wells, septic systems, walkways, decks, etc.
• Living expenses like temporary housing if the home is uninhabitable due to flood damage.

How Flood Insurance Helps in a Damaged Home

If your home is affected by a flood, flood insurance can offer essential protection by covering the costs to repair your home and replace your belongings up to the policy limit. It can financially protect you from the devastating effects of water damage, helping you reconstruct and return to normalcy as quickly as possible.

Secure Your Colorado Home with Affordable Insurance Today

Don’t wait for the unexpected to strike. Affordable Insurance prioritizes ensuring Colorado homeowners feel safe and secure, regardless of the weather. Contact us atAffordable Insurance today to discuss your flood insurance needs.