Home Insurance

Your home is not just a building; it's a refuge, an asset, and a treasured collection of memories. At Affordable Insurance, we understand your home's immeasurable value, which is why we offer comprehensive home insurance policies in Colorado to keep you and your sanctuary protected.

Colorado Mortgage Lenders and Home Insurance

If you have a mortgage on your home, your lender likely requires home insurance as part of the agreement. This requirement protects the lender’s investment in your property in case of unpredicted circumstances like fire or natural disasters. It's essential to ensure that your coverage meets your lender's requirements while also meeting your own needs for assurance.

What Our Colorado Home Insurance Policies Cover

A standard home insurance policy from Affordable Insurance typically covers:

• Structural Damage: Repair or rebuild your home in case of damage due to events such as fire, hail, or windstorms.
• Personal Belongings: Coverage for stolen or damaged belongings, including furniture, appliances, and clothes.
• Liability Protection: Financial coverage should you be legally liable for damages or injuries sustained by others on your property.

Enhance Your Home Coverage with Optional Add-Ons

For homeowners in Colorado looking for extra security, we offer optional policy add-ons or endorsements. These include:

• Flood Insurance: Standard policies typically don't cover flood damage. Considering Colorado's flood risks, this add-on can be crucial.
• Scheduled Personal Property: Provides broader protection for specific items of exceptional value, such as jewelry, art, or antiques.
• Home Business Coverage: If you run a business from your home, this add-on can provide the extra protection you need.

Protect Your Home with Affordable Insurance in Colorado Today

Don't leave your most valuable asset unprotected. Speak to the team at Affordable Insurance about finding the right home insurance policy for you. Visit our quoting page today to request a quote. Don't be afraid to call us to learn more about our policies.